12011 Front Beach Road , #103b, Panama City Beach 32407 (Active)
Listing Information
| Property Type: Condominium |
| MLS #: | 976787 | Price: | $450,000.00 | Year Built: | 2005 | Square Feet: | 1076 | Bedrooms: | 2 | Bathrooms: | 2 Full |
| HOA Fees: | $977.00 | Lot Size: | Not available | Lot Dimensions: | Not available |
Subdivision: Sterling Reef
Description:
Step into a rare Gulf-front opportunity at Sterling Reef, where the first living level (fourth floor from the ground) delivers something; no other floor can-expansive, oversized balconies that simply don`t come available often. Unit 103B is all about outdoor living, with unobstructed Gulf views and a massive private balcony designed for long mornings, sunset gatherings, and true beachfront entertaining. Inside, the open layout features tile flooring throughout, a functional kitchen with granite countertops, breakfast bar, and a tiled island, offering a solid foundation for a buyer who wants to personalize and update the space to match their vision. Both bedrooms are generously sized and filled with natural light, making this an ideal canvas for creating a custom coastal retreat....
Photos
Features
Waterview: Gulf
Waterfront: Gulf
Parking Features: Garage, Garage Attached
Project Facilities: BBQ Pit/Grill, Beach, Community Room, Elevators, Exercise Room, Pets Allowed, Pool, TV Cable, Waterfront
Construction/Siding: Concrete
Exterior Features: Balcony
Interior Features: Breakfast Bar, Floor Tile, Furnished - All, Kitchen Island, Lighting Recessed, Split Bedroom, Washer/Dryer Hookup, Window Treatment All, Woodwork Painted
Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Smoke Detector, Stove/Oven Electric, Washer
Utilities: Electric, Phone, Public Sewer, Public Water, TV Cable
Energy: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric
Master Suite: MBath Garden Tub, MBath Tile, MBed Balcony, MBed Walk-in Closet, MBed Waterfront
Financing: Conventional
Fees Include: Ground Keeping, Insurance, Internet Service, Management, Master Association, Recreational Faclty, Sewer, TV Cable, Water
Schools
| Elementary School: | Breakfast Point | Middle School: | Surfside | High School: | Arnold |
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This listing provided courtesy of Keller Williams Realty SRB.
This information was last updated on 1/21/2026 9:05:12 AM.
All information in this listing is approximate. Buyers are expected to verify any specific information prior to signing any contract. Neither Brandon Jordan, ERA American Real Estate, ECAR, nor any other Realtor is liable for any inaccuracies herein.
All listings are provided courtesy of the Emerald Coast Association of Realtors, copyright 2026. All rights reserved.
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